Early Access — Phase 1 Open

Turn Every Swipe Into Neighborhood Ownership.

Apply for a BrikFi card. Shop and pay bills like normal, earn a foundational 1% rewards tokens on auto-pilot, and choose when to invest your rewards into the real estate fund of your choice.

See How It Works
💡 BrikFi Launch Integrity Protocol: BrikFi is currently testing the waters under Regulation Crowdfunding and Regulation A+ of the Securities Act of 1933. No money or other consideration is being solicited on this webpage, and if sent in response, will not be accepted. No offer to buy the securities can be accepted and no part of the purchase price can be received until the official offering statement is filed and qualified. Your registration represents a non-binding indication of interest involving no obligation or commitment of any kind.
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Target Markets
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Launch Cities
8.0% - 9.5%
Target Annual Return*
Diversified neighborhood real estate portfolio BrikFi premium debit card
Compounding Impact Calculator

See Your Potential

Every swipe builds equity. See how your everyday spending compounds into real neighborhood ownership over time.

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🚀 Accelerate Your Growth
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Minimum contribution: $50
Estimated Equity Value in the Neighborhood Fund
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Your Contributions
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Compounded Growth

*Target annual return reflects the blended average target leveraged Internal Rate of Return (IRR) range for mixed-use multifamily assets across our primary target corridors (Atlanta, GA and Washington-Arlington-Alexandria, DC-VA-MD-WV) as of mid-2026. Projections incorporate a localized complexity premium and are based on a underwriting baseline of a 3.8% net rental yield and 5.5% property appreciation. Past performance is no guarantee of future results.

The Method

Swipe. Earn. Invest.

Three seamless steps turning the unavoidable sunk costs of daily spending into institutional-grade real estate equity—completely under your control.

01

Swipe Like Normal

Apply for your premium BrikFi card and use it for your everyday daily purchases—groceries, coffee, gas, and dining. No lifestyle changes required.

02

Accumulate Rewards

Every transaction programmatically generates 1% utility cashback on auto-pilot, building up your foundational platform governance and voting power.

03

Direct Your Equity

Take total control of your financial growth. Seamlessly choose exactly when to route your accumulated utility rewards to acquire fractional shares of the BrikFi Neighborhood Fund I.

How the Dual-Token System Works

Utility Meets Equity

Two distinct tokens work together to give you governance power and long-term ownership — without requiring any upfront investment.

When You Spend
You Earn Utility ($BRIK)
  • 🗳️
    Build your governance voice automatically with 1% back on every transaction.
  • 🏪
    Shape your neighborhood's future by voting on local project parameters and small business loans—with zero investment required.
  • 🤝
    Direct community focus toward local businesses to support their physical footprint and operational expansion.
When You Choose
You Allocate to Equity ($BRIK-S)
  • 📈
    Take control of your financial growth. Seamlessly choose when to direct your accrued rewards to acquire fractional shares of the BrikFi Neighborhood Fund I.
  • 🏠
    Build long-term, real asset-backed equity in institutional-grade mixed-use and multifamily portfolios.
  • 🔒
    Benefit from structured property appreciation and stable rental yield metrics qualified under transparent SEC frameworks.
No investment required to participate. Regulated under SEC Reg CF/A+ frameworks.
FAQ

Frequently Asked Questions

Everything you need to know about BrikFi, the Neighborhood Fund, and our pre-launch allocation model.

A BRIK is a utility token earned through the 1% engine — every dollar you spend with your BrikFi card generates BRIKs automatically. BRIKs give you governance voting power and platform participation. When you're ready, you can allocate your BRIKs to BRIK-S to gain equity in the BrikFi Neighborhood Fund I.

The BrikFi Neighborhood Fund I is a community endowment that pools capital from the 1% engine to acquire institutional-grade fractional allocations within master real estate funds. These underlying target funds actively execute strategic municipal roadmaps—including transit-adjacent preservation, value-add multifamily restorations, and anti-displacement initiatives—across our primary corridors.

No. BRIK-S gives you equity in the Neighborhood Fund's portfolio, which is diversified across many properties and strategies (Create, Restore, Preserve). This diversification protects you from single-property risk while maximizing community impact.

The Neighborhood Fund backs institutional-tier asset management vehicles executing three key community strategies: Creating new energy-efficient housing supply, Restoring blighted properties via value-add turnarounds, and Preserving naturally occurring affordable housing from gentrification displacement.

Allocate means you proactively choose to move your earned BRIKs into BRIK-S, which represents equity in the BrikFi Neighborhood Fund I. This is always your decision — BRIKs remain fully functional utility tokens until you decide to allocate them.

BrikFi pools community capital through the 1% engine to create, restore, and preserve housing through the Neighborhood Fund. Your BRIKs accumulate automatically. When you're ready, allocate them to BRIK-S to own equity in the fund's diversified portfolio — your path to ownership, on your terms.

BrikFi offerings will be structured under Reg CF/A+ exemptions, which are open to everyday Americans — no accredited investor status required. Each offering will have its own disclosure documents. The early access referral program is a promotional rewards program, not an investment.

No. Your $25 minimum deposit and your BRIK rewards are completely separate. The deposit goes into your BrikFi account and you can access those funds with your BrikFi card once the deposit has cleared. The 25 BRIKs are a free promotional reward credited on top of your deposit at launch — they cost you nothing.

BRIK rewards are credited at platform launch, once you (1) successfully qualify for a BrikFi account and (2) complete a minimum $25 deposit. Your earned BRIKs are tracked now and will be waiting for you when we go live.

The referral program is currently open to legal residents of the United States who are at least 18 years old. Each person may have only one account.

After verifying your email, you get a unique referral link. Your first 5 successful referrals earn 5 BRIKs each ($5 value). Every referral after that earns 1 BRIK. A successful referral is someone who signs up through your link and verifies their email.

BrikFi partners with regulated Banking-as-a-Service providers. Deposits are held at FDIC-insured partner banks. Real estate investments through the Neighborhood Fund are structured through compliant legal entities with full transparency and regulatory oversight.

Still have questions? Reach out to our team.

Start Building Equity Today

Your Spending Already Has Power.
Now It Builds Ownership.

Join thousands of early community members turning everyday transactions into real neighborhood equity.

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